101Investing

101Investing is a broker that gives you access to CFDs Forex pairs, cryptocurrencies, commodities, stocks, indices, and precious metals. With CFDs, you do not actually own the asset, but you speculate on the price movements of the underlying asset. 101Investing is operated by FXBFI Broker Financial Invest Ltd. The company is regulated by the Cyprus Securities Exchange Commission (CySEC) under license number 315/16. 101Investing offer access to powerful technological trading desktop-based platform.

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101Investing Review: Key Features

101Investing is a regulated broker that offers CFDs on a variety of assets. The platform is accessible via the MetaTrader 4 trading platform, which is supported on both desktop and mobile devices.

With 101Investing, you have access to:

• Trade of more than 250 products with CFDs. You have access to 23 cryptocurrencies,51 forex pairs, 17 commodities, 185 stocks, 21 indices, and 4 metals on CFDs.
• Open positions with leverage. Based on your account type, you can open leveraged positions.
• Regulated by the Cyprus Securities and Exchange Commission (CySEC), subject to strict regulatory requirements.
• Fees. 101Investing 101Investing does not charge deposit or commission fees. However, they charge high inactivity fees.
• MetaTrader 4 platform. MetaTrader 4 is a world-class trading software and powerful technological trading engine that provides tools and for different types of traders. Besides, it makes it flexible to trade on your computer and smartphone.
• Free demo account. You can open a demo account to experiment with the trading platform and its various features.

Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89 % of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Background and history

101Investing is operated by FXBFI Broker Financial Invest Ltd, regulated by Cyprus Securities Exchange Commission (CySEC), under license number 315/16. The Company is located at 79, Spyrou Kyprianou Ave., MGO Protopapas Building, 1st Floor, 3076, Limassol, Cyprus. The company is one of a few brokers than be reached via phone (+35780092740), or via email to [email protected]

Currently, the 101Investing website is translated into seven languages: English, Spanish, Portuguese, Italian, German, Dutch, and Swedish.

101Investing registration and verification

101Investing offers free demo accounts that enable a prospective customer to try the trading platform and its various features.

As a registered user, you can open one out of four account types:

Open 101Investing Account

101Investing fees

With 101Investing there are no deposit or commissions fees charged to clients. However, there are a few other fees that you should be aware of. In total, 101Investing charges high inactivity fees, spreads, financing/rollover fees. Swap/Rollover/ Ongoing costs are а financing fee deducted from the value of the position and is only charged when а position is held open overnight/s. FXBFI Financial Broker Invest Ltd reserves the right to charge а withdrawal fee at an amount equal to 50 EUR if there is insignificant or nо trading activity in the Client's trading account prior to the submission of the withdrawal request. ln case the Client wishes to withdraw less than €100, additional fees may apply and the Client will bе informed in advance accordingly.

Here is a small sample of 101Investing spreads for different instruments:

101Investing also charges its users hefty inactivity fees, which are charged for account maintenance, administration, and compliance expenses:

• Over 61 days, the inactivity fee is 80 EUR, retroactive for all the dormant period ( after 61 days of inactivity, your account will incur a 160 EUR fee).
• Over 91 days, the inactivity fee is 120 EUR per month.
• Over 181 days the inactivity fee is 200 EUR per month
• Over 271 days, the inactivity fee is 500 EUR per month.

In brief, although 101Investing offers commission-free trading, there are other fees you should be aware of. While charging spreads and overnight fees are standard, leaving your account without control can be quite expensive.

Design and Usability

101Investing gives you access to the following products:

• 51 forex CFDs
• 23 cryptocurrency CFDs
• 17 commodities CFDs
• 75 stock CFDs
• 15 indices CFDs
• 5 metal CFDs

The list of cryptocurrencies includes Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Bitcoin Gold (BTG), Ethereum Classic (ETC), Litecoin (LTC), NEO (NEO), Ripple (XRP), Stellar (XLM), Monero (XMR), Zcash (ZEC), Verge (XVG), and others.

When it comes to platform design, the platform can be easy to use and navigate. The platform itself can be divided into two core parts - a client area where you can manage your account, deposits, and withdrawals, and MetaTrader 4 trader terminal, where the trading takes place.

A more complicated section of the platform is the trading terminal. It can be slightly overwhelming at first. MetaTrader 4 has variety of trading tools and features there also available tutorials that can help you to navigate around the platform.

In fact, 101Investing has a dedicated section on its website, which is focused on trader education. There, you can find:

• Articles
• Webinars
• Video-on-demand (VOD) (you can find MetaTrader videos there)
• Ebooks
• Tutorials (includes MetaTrader 4 and MT4 mobile lesions)
• Courses
• Economic calendar
• Earnings reports calendar
• Trading signals

The education section was designed to help traders, so if you want to learn more about MetaTrader 4, technical analysis, trading tools, key terms, and much more, be sure to check out the education section on the 101Investing website.

The trading terminal can be accessed via the following interfaces:

• A web platform (Webtrader - no need to download or install anything)
• MetaTrader 4 (MT4 for desktop computer)
• MetaTrader 4 for Android devices.
• MetaTrader 4 for iOS devices

Webtrader

WebTrader is a trading platform that enables traders to have access to the market without needing to install extra applications to their devices. It can be accessed from a computer with a web browsing capability.

MetaTrader 4 desktop application

MetaTrader 4 is a desktop trading platform for PC or a Mac and a powerful technological trading engine used by many traders. After you download and install it, you can start trading directly from your computer through the platform.

It features many advanced trading tools, a customizable interface, editable indicators, and much more. Used by many traders, it will surely help to shape your trading experience.

Mobile app

101Investing mobile app for instant connection to the trading platform from any place. Explore your best chances on markets whenever you have a free minute.

Demo account

101Investing offers free demo accounts, which let you try out and navigate through the platform. The demo account includes all features and functionalities of a real account without needing to deposit any funds.

Customer support

101Investing offers good customer support, which is ready to help in multiple languages. It operates on weekdays, from Mon – Fri 09:00 – 23:00 (GMT+3) and Weekends 11:00 – 20:00 (GMT +3).

You can reach the customer support team via the following channels:

• Live chat on the website
• Phone call: + 357 80092740
• Email: [email protected]

The support team is typically quick to respond and you can expect to get an answer to your query within an hour at most (during the working hours).

Security measures

Trading CFDs on various assets, the expected return, profit or loss from this product depends on the price fluctuation, market direction, and the position taken by the trader (Buy or Sell).

101Investing is operated by FXBFI Broker Financial Invest Ltd regulated by CySEC under license number 315/16. Is also a member of the Investor Compensation Fund (the “Fund”) for Clients of Cyprus Investment Firms (CIFs). The objective of the ICF is to secure any claims of the covered clients against members of the ICF. The main essence of the ICF is to compensate covered clients for any claims arising from the failure of a member of the ICF to fulfil its obligations towards its clients despite whether that obligation arises from the legislation, the client agreement or from wrongdoing on the part of the member of the ICF.

On the technical side of things, 101Investing works with state-of-the-art technology to maintain a safe and
transparent trading environment. Among the things they offer are:

• Strict firewalls and Secure Sockets Layer (SSL) software that are used to protect all data during transmission.
• Transactions are under Level 1 PCI compliance services
• Trading servers that are located in SAS 70 certified data centres
• Encrypted transactions and communication data servers

Unfortunately, the broker does not provide extra security layers such as two-factor authentication (2FA), so be sure to keep your account login details as secure as possible, and be wary of phishing scams.

In sum, 101Investing is a well-established regulated broker. On the technical side of things, the platform uses the MetaTrader 4 platform, though it could implement more features for safeguarding individual user accounts.

Visit 101Investing Website

Deposit and withdrawal methods

Before you start trading on the 101Investing platform, you need to top up your account. The minimum deposit at 101Investing currently is USD 250 or the relevant currency equivalent, and you can choose from multiple payment methods.

The company maintain merchant accounts with the following Payment Service Providers:

• Bank/wire transfer
• INPAY
• eMerchantPay
• Trustly
• KoalaPays (UPayCard)
• Safecharge

All deposits are free of charge, except for payment processing fees that are charged by your payments service.

101Investing Review: Conclusion

101Investing is a well-established broker, suitable for different types of investors, but the use or navigation through the platform may be more difficult for some traders. However, traders are likely to enjoy its commission-free trading, good customer support, a wide range of assets on CFDs.

Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89 % of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.